FG ANNUITIES & LIFE Experience the Power of Collaborative Thinking 4.00% Interest Rate inofy F&G is currently offering 4.00% for the FG Guarantee Platinum® 5, a single premium fixed deferred annuity for new contracts issued on or after June 23, 2022. This rate is subject to change at any time. This initial rate is guaranteed for the first five contract years only and is subject to change. Minimum premium of $20,000 required. FG Guarantee Platinum® 5 offers: Free withdrawals of all accumulated interest 30-day surrender charge free window after each five-year rate guarantee period Contact us today for more information! 270-444-7291 Bradshaw & Weil, Inc. Insurance & Financial Planning www.bradshawweilgroup.com 630 Jefferson St. Paducah, KY 42001 This interfective for new annutes with a minimum premium deposit of $20,000 donorer June 23, 2022 for the first five contract years only. Thereater the company may declare at its sole discretion a new ra which could be lower. This intal rate is also subject to change for new contracts at our sole discretionat ANY TIME Sumender charges and market value adjustments apply to withdrawals in excess of the accrued interest during the guarantee periods which are five years. There is a 30-day window at the end of each five year guarantee period where you may withdrawall or part of your annuity value without application of surrender charges or market value adjustment A new guarantee period and sumender charge period will begin after the end of the previous ones. The sumender charge is nie percent in the first year and declines by one percent each year for the next four years and repeats for each successive period Annuities are long-term savings vehicles that are subject to limitations and conditions, state valability and certain stability requirements. Please see the applicable product brochure that is available from your icensed insurance professional for details F&G is the marketing name for Fidelity & Guaranty Life Insurance Company issuing insurance in the United States outside of New York Life insurance and annuities issued by Fidelity & Guaranty Life Insurance Company Des Moines, Afg.com No bank guarantee Not FDICINCUANDUSIF insured. May lose value it sumendered Subject to state variation Certain restrictions may apply Policy form numbers: FGL SPOA-M-F (7-04), ICC14-1065 (06-14) ADV 2252 (09-2018) Rev. 06-2022 FG ANNUITIES & LIFE Experience the Power of Collaborative Thinking 4.00 % Interest Rate inofy F & G is currently offering 4.00 % for the FG Guarantee Platinum® 5 , a single premium fixed deferred annuity for new contracts issued on or after June 23 , 2022. This rate is subject to change at any time . This initial rate is guaranteed for the first five contract years only and is subject to change . Minimum premium of $ 20,000 required . FG Guarantee Platinum® 5 offers : Free withdrawals of all accumulated interest 30 - day surrender charge free window after each five - year rate guarantee period Contact us today for more information ! 270-444-7291 Bradshaw & Weil , Inc. Insurance & Financial Planning www.bradshawweilgroup.com 630 Jefferson St. Paducah , KY 42001 This interfective for new annutes with a minimum premium deposit of $ 20,000 donorer June 23 , 2022 for the first five contract years only . Thereater the company may declare at its sole discretion a new ra which could be lower . This intal rate is also subject to change for new contracts at our sole discretionat ANY TIME Sumender charges and market value adjustments apply to withdrawals in excess of the accrued interest during the guarantee periods which are five years . There is a 30 - day window at the end of each five year guarantee period where you may withdrawall or part of your annuity value without application of surrender charges or market value adjustment A new guarantee period and sumender charge period will begin after the end of the previous ones . The sumender charge is nie percent in the first year and declines by one percent each year for the next four years and repeats for each successive period Annuities are long - term savings vehicles that are subject to limitations and conditions , state valability and certain stability requirements . Please see the applicable product brochure that is available from your icensed insurance professional for details F & G is the marketing name for Fidelity & Guaranty Life Insurance Company issuing insurance in the United States outside of New York Life insurance and annuities issued by Fidelity & Guaranty Life Insurance Company Des Moines , Afg.com No bank guarantee Not FDICINCUANDUSIF insured . May lose value it sumendered Subject to state variation Certain restrictions may apply Policy form numbers : FGL SPOA - M - F ( 7-04 ) , ICC14-1065 ( 06-14 ) ADV 2252 ( 09-2018 ) Rev. 06-2022